MCB Capital offers Bridge Loans
Passionate – Dedicated – Professional

Bridge Loans are available through MCB Capital from $2M up to $750MM+

MCB Capital works with a few reputable Bridge Lenders each which a little different underwriting criteria.

Minimum Loan Amount

In most cases $2 Million is our Minimum Loan Amount on Bridge Loans

Property Types

We can assist with several different property types

our primary bridge lender criteria

The following parameters are from one of our Bridge Lending Partners. MCB Capital also has access to a Hedge Fund who offers Bridge Loans from $50M up to $750M.

  • Loan Amounts: $2 Million to $15 Million+ (higher loan amounts available)

  • Maturity and Amortization: Up to 36 Months / Interest Only

  • Maximum LTV: Up to 75%

  • Prepayments: Loans generally may be prepaid at any time after 3 years without penalty. Prepayment penalties may be required for shorter terms

  • Eligible Use of Proceeds: Purchase, Refinance, Cash-Out Refinance of Commercial Real Estate

  • Eligible Use of Property: Owner Occupied, Investor and Multi-Family (4+ Units)

  • Primary Eligible Property Types: Multi-Use, Warehouse, Office, Industrial, Medical, Flex, Auto Body, Office Condo, Retail, Restaurant

  • Secondary Eligible Property Types: Special Use including Gas Stations, Mini-Storage, Cold-Storage, Funeral Home, Bowling Alley, Urgent Care, Surgery Center, Auto Repair, Car Dealership, Wineries, and Hospitality on a case-by-case basis

  • Loan Collateral: 1st Deed of Trust/Mortgage

  • Rate Option: Fixed or Adjustable Rates are available

  • One-Stop Shopping: Lender originates Commercial Real Estate Loans for their own portfolio, so the borrower saves time and money dealing with one lender and one set of due diligence and closing personal

  • Loan Flexibility: We will strive to tailor a loan structure to fit your deal, unlike so many other institutions that require your deal to fit their structure

  • Guarantees: Recourse and Non-Recourse Available

  • Underwriting Requirements: 620 Minimum FICO. Non-Cash Flowing Properties considered

  • Loan Fees: Lender will typically charge a minimum of 1%; MCB Capital will typically, charge a minimum of 1% of the final loan amount

MCB Capital offers Commercial Real Estate Bridge Loans in most States as a Commercial Loan Intermediary / Advisor.

Important Disclosures and Information

All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. MCB Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://mcbcapital.com/privacy-policy-2/