Passionate – Dedicated – Professional
Business Loans From MCB Capital
MCB Capital offers Business Loans for most Business Types.
Easy Application
Complete our one-page application
Fast Closing
Close in as little as 3 business days
Unsecured
No security required up to $750K
our business loan programs
In order to qualify for one of our Business Loans you must be operating in a Professional Office Setting, no home offices.
Elevate Bankroll Revolving Line of Credit
Elevate Bankroll is a fully enhanced version of our Bankroll Revolving Line of Credit. With it, you can access up to 8 weeks of interest-only payments (that’s 67% lower), making it perfect for merchants who are ramping up for the summer or need to bridge the gap until a busier season.
Advantages of Elevate Bankroll
Elevated BankRoll Loan Qualifications
To qualify for the Elevated BankRoll Loan Program, you must meet the following Criteria:
- Business Must be open and operating with a Minimum Income of $17K a Month
- Minimum Equifax Credit Score of 575
- Business must be open and operating under the same ownership for minimum of 2 months
- Must be an Approved Industry
*To qualify for the Elevate Bankroll Revolving Line of Credit, must be a new merchant/guarantor (out of the program for 120 days or more). The 8 weeks of interest-only payments can be used once for an 8-week period or twice for a 4-week period, anytime during the revolving period with a minimum notification of 10 business days. 4 points are due at closing. Additional finance charges apply. Merchant may not draw or pay down during the interest-only period(s). Lender reserves the right to terminate this product at any time. This is not a guaranteed extension of credit. All draw requests will receive a desktop underwriting to ensure merchant’s creditworthiness has not materially changed since the original loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or via paper statements prior to draw request being funded.
Interest-Only Bankroll Revolving Line of Credit
Our Interest-Only Revolving Line of Credit (IO-Bankroll) gives you the power to do more! Whether it’s financing a growth opportunity, an expansion project, a new location, higher labor costs, new equipment, or investing in new technology, IO-Bankroll is your solution.
Advantages of the Interest-Only Revolver
Elevated BankRoll Loan Qualifications
To qualify for the BankRoll Interest-Only Loan Program, you must meet the following Criteria:
- Business Must generating a Minimum Income of $125K a Month ($1,500,000 Annually)
- Minimum Equifax Credit Score of 651
- Business must be open and operating under the same ownership for minimum of 4 years
- Applicant must own their home in their name, and any mortgages must be current
- Must be an Approved Industry
*Unlimited draws and partial principal payments are only available during the revolving period. This is not a guaranteed extension of credit. All draw requests will receive a desktop underwriting to ensure the merchant’s creditworthiness has not materially changed since the original loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or via paper statements prior to a draw request being funded. Lender will strive to fund all qualified draw requests within two business days of receipt.
approved industries
- Accountant
- Acute Care Facility
- Aerospace
- Assisted Living Facility
- Alternative Energy Production
- Architect
- Architectural Services
- Auditory Center
- Automotive Parts Store
- Automotive Repair
- Automotive Services
- Bakery
- Bar/Tavern
- Barber Shop
- Beauty Salon
- Bed & Breakfast
- Bicycle Shop
- Book Store
- Bottling & Distribution
- Bowling Alley
- Brewery
- Cafe in Fitness Center
- Cancer Radiology Center
- Cancer Treatment Facility
- Candy Store
- Car Wash
- Caterer
- Cheese Store
- Chemical & Related Manufacturing
- Chiropractor
- Cigar Store
- Clinic
- Coffee Shop
- Coin-Operated Laundries
- Commercial Inspection Services
- Commercial Janitorial Services
- Commercial Landscaping Services
- Communication Company
- Computer Software
- Cosmetic/Plastic Surgery
- Defense Contractor
- Defense Electronics
- Dentist
- Diagnostic Imaging Center
- Diners
- Distillery
- Doctor
- Drug Manufacturing
- Dry Cleaner
- E-Commerce
- Electronic Store
- Electronics Manufacturing
- Engineer
- Endodontist
- Florist
- Food Gift Basket Store
- Food Manufacturing
- Food Processing & Sales
- Funeral Homes
- Gift Store
- Gourmet Food Store
- Gourmet Popcorn Store
- Grocery Store
- Ham Store
- Hardware Store
- Healthcare Professional
- Home Healthcare
- Hospital
- Hotel
- Ice Cream/Yogurt Store
- IT Hardware Sales
- IT Services
- Legal Services
- Liquor Store
- Locksmith & Security
- Mail & Package Store
- Mall Food Outlet
- Manufacturing
- Meat processing & products
- Medical Equipment
- Medical Services
- Medical Spa
- Medical Supplies
- Motel
- Nail Salon
- Nightclub
- Nursing Home
- Nutritional & Dietary Supplies
- Optical/Vision Store
- Orthodontist
- Periodontist
- Pet Store
- Pharmaceuticals & Health Products
- Pharmacy
- Photo Studio
- Physical Rehabilitation
- Prepackaged Meals
- Printing & Publishing
- Professional Sports Equipment
- Quick Copy/Printing
- Radio Station/Services
- Restaurant
- Retail Store – Other
- Smoothie Shop
- Spa
- Sporting Goods Store
- Steel Fabricator
- Steel Production
- Trash Collection & Waste Management
- Urgent Care Facility
- Veterinarian
- Wholesale
- Winery
MCB Capital offer Business Loans in all States to Eligible Business Types.
Important Disclosures and Information
All loan programs are subject to credit approval and loan amounts are subject to creditworthiness. Other underwriting standards and restrictions may apply. MCB Capital is committed to the protection of personal information we collect and process. For more information about how we protect your privacy, please visit https://mcbcapital.com/privacy-policy-2/